How do I apply for your services?
It is the easiest to apply for our services. Just logon to our website where you find the application form. Fill the details here and you have joined us and ready to get our services.

My days are all full with work. Can I apply for your services at night?
That is no problem for us. Our website is up to get your details 24X7. You can apply even during the wee hours. There will be representatives of Encore Auto Loans to take up your application at all times.

Is there any option by which I can come out of the loan process without incurring any obligation?
All our services have the option by which borrower can come out of the process. But they must not have accepted any service for incurring no obligation.

Is refinance of an auto loan possible?
Yes, refinance of an auto loan is possible and we at Encore Auto Loans have a specially designed service for this. This is refinance auto loan. This works by giving to borrower a second chance to choose an auto loan with improved terms.

Will I have to offer any down payment while taking up the auto loan?
Yes, down payment is preferred. You give a down payment to reduce the risk involved in the loan. With down payment of say 10% of the amount, borrower will get more favorable terms.

Do I need to have a good credit history for getting auto loans?
No, good credit history is not a condition for getting auto loans. We also have products for the bad credit borrowers such as bad credit auto loans, no credit auto financing etc.

How is auto loan payable?
We leave that decision to the borrower. Borrowers have several repayment options, most popular being monthly repayment system, for borrower to choose. The borrower can choose the repayment method and stick to the method for the term of the loan.

Can you organize auto loans at low rate of interest?
We will surely try to organize auto loans at low rate of interest. We will also forward your application to leading lenders. However, the actual rate offered to a borrower may differ, depending on borrower's risk profile, collateral, etc.